Do you need dive insurance (DAN) in Hawaii ? Or is it more for foreign travel?

+1 vote
asked Jun 13, 2017 in Scuba Diving by hurfish (3,024 points)

4 Answers

+2 votes
answered Jun 13, 2017 by Pablo (1,108 points)
selected Jun 13, 2017 by hurfish
 
Best answer
DAN insurance basically covers what your HMO doesn't. In many instances transportation can include medical flights which can be very costly. Your insurance may or may not cover this, but DAN will. A medicopter with trained personnel, flighing at very low altitudes, can run into thousands of dollars. The advantage of being in the states and using the services of a medical facility is your insurance is processed immediately. Out of the US, you should carry a credit card that has a lot of room. You will be expected to pay immediately, they will not bill your insurance. Bring your paperwork back and submit it for reimbursement. With DAN you know you are covered, and will be paid.
+3 votes
answered Jun 16, 2017 by pezgrande (55 points)
You should have DAN for all diving activities!
+2 votes
answered Jun 13, 2017 by George1224 (5,147 points)
Getting DAN Insurance is a good Idea for anywhere. Its for worldwide travel and accident coverage.
commented Jun 13, 2017 by NinjaShark (3,775 points)
this - took the words right out of my mouth lol
+2 votes
answered Jun 20, 2017 by scubagirlie (613 points)
I have DAN insurance even though I don't travel outside the United States often. I purchase the insurance for the medical assistance if needed (used once) and the other benefits even if I am diving in the US. I appreciate that they have programs that further research for diving and if I had an emergency associated with diving, I feel they could direct to good medical care and advise the doctors if needed. I just feel better having it.
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